There are a million sites that claim to offer a free credit report, but they are just trying to sell on a service. Is there anywhere where you can actually get a free credit report?
Yes. There absolutely is. All three credit bureaus, by law, have to give you one free copy per year. They have created a site called annualcreditreport.com. If you go to this site, you can get a free copy from the three bureaus.
Outside of this website, which I think is what you were looking for, federal law allows you to get a free credit report under other circumstances such as after you have been denied credit or if you are unemployed. If you are interested in these "other" circumstances, you can find them in the Fair Credit Reporting Act or in my book.
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